Nine Reasons to Choose Us

1. We Have the Experience

Focusing almost all of our time on bankruptcy, debt, and credit-related issues makes us better at it. We know what we are doing.

2. We Get the Results

We can’t promise to win every bankruptcy case that we file, but we come really close. In looking at all of the Chapter 7 cases we’ve ever filed, our success rate is 99%.^[1] The last time one of our Chapter 7 clients didn’t receive a discharge was in 2004. And we’ve never had a Chapter 7 client lose a house or a car that he or she wanted to keep.

Our success in Chapter 13 cases is even more amazing.^[2] First, look at the results that we get in Chapter 13. Then look at the average results for Chapter 13 cases that are filed without our office.^[3]

In other words, Chapter 13 cases that were filed without our office were almost nine times more likely to fail. Of course, every case is different and we can’t promise that we’ll get the same results for you that our other Chapter 7 and Chapter 13 clients have had. But we can promise that we’ll try our best to do so.

3. The Chapter 7 Guarantee

We will refund the attorney’s fees you pay to our firm if you file a Chapter 7 case that is dismissed without receiving a discharge. See the full guarantee details here.

4. Free Consultation

Your first consultation with our office is free. We will give you our opinion as to whether bankruptcy is right for you. If bankruptcy is not the best option, we will tell you. And if we do recommend a bankruptcy case, we will give you the information that you need to decide if that is right for you before we ever ask you for a dime.

5. We Often Get Money for Our Clients

People that are having trouble with bills usually have one thing in common – they are getting calls and letters from debt collectors. When someone hires us for a bankruptcy case, and if we see that a debt collector broke the law, we usually offer to sue the debt collector. We take those cases on a contingency basis, which means that we are only paid out of money that we get for our clients. Debt collectors have paid millions of dollars to our clients. And many of those clients have used that money to pay their bankruptcy fees, or sometimes to avoid bankruptcy altogether!

6. $1 Down to Start

Bankruptcy wipes out debts. One of the debts that a bankruptcy can cancel is unpaid fees to your bankruptcy lawyer. So, if we haven’t been paid when we file your Chapter 7 case, then the attorney’s fee will be discharged and we can’t collect it. Because of that, we won’t file a Chapter 7 case until the attorney’s fee has been paid in full. But, if you can afford a reasonable monthly payment plan, then we can agree to take your case and to be your lawyer immediately with $1 down. We can start on the work needed to file your case so that we can time the case filing for after you are done paying. And, while you are waiting to finish your payment plan we will be available to answer your questions and to help you the best that we can with creditor issues that can come up before your case is filed.

7. Our Clients Love Us. You Will too.

Check out our reviews. There is a reason for those positive reviews, and for why we get so many referrals. We only hire nice employees, and we treat our clients with respect. And, we understand that many people who need to file a bankruptcy case are in that situation through no fault of their own.

8. Board Certification

The Pennsylvania Supreme Court has accredited only one organization to issue board certifications to bankruptcy lawyers. And Carlo Sabatini is the only attorney in Northeast Pennsylvania who has obtained that certification for consumer bankruptcy.^[4] That certification requires a lawyer to take extensive classes on bankruptcy, pass a bankruptcy exam, be recommended by other attorneys, and, most importantly, make bankruptcy a primary focus of his or her practice.

9. The Other Recognitions

Some of these badges and recognitions mean more than others. But don’t they all look nice?